The Borrowing Calculator

At Mortgage & More, we know that working out how much you can borrow is one of the most important steps in your mortgage journey. Our easy-to-use borrowing calculator gives you a quick, straightforward estimate based on key details such as your income, current financial commitments, & credit history. This means you'll get a figure that's tailored to your situation — not just a generic average.

By understanding your borrowing potential early on, you can explore your options with confidence, whether you're a first-time buyer, remortgaging, or investing in property. We're here to make the process simple, clear, & stress-free. Try the calculator today & take your first step towards securing the right mortgage for you.

Calculate How Much You Can Borrow

Our calculator uses a common industry guideline of up to 4.5 times your gross annual salary to give an approximate figure. Please note, it doesn't factor in your current debts or financial commitments, which may reduce the amount you could borrow. Treat this as a starting point only — for an accurate, personalised assessment, speak to one of our advisers.

Important: Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured against it.

 

 

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED AGAINST IT. 
THERE MAY BE A FEE FOR MORTGAGE ADVICE, THE PRECISE AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES, OUR TYPICAL FEE IS £395 

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Mortgage and More is Authorised and Regulated by the Financial Conduct Authority. The Financial Service Register Number is 651274

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.

Mortgage and More is a Limited Company. Registered Address: Mortgage and More; 9 Balas Drive, Siitingbourne, Kent. ME10 5AS Registered in England and Wales under number 06437752

We always aim to provide a high-quality service to our customers. However, if you encounter any problems, in the first instance please write to the registered address above, email or call Mortgage and More outlining your complaint, if we are unable to resolve this, you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Some calls maybe recorded for training and monitoring purposes.