Finding the right mortgage (& more) for you
Mortgage advice made simple
At Mortgage & More, we help people all over Kent and beyond make sense of their mortgage options.
Whether you're buying for the first time, moving for the first time or you've done it all before, the process can feel overwhelming. But with the right advice, it doesn't have to.
We are independent, whole-of-market mortgage advisers - meaning we work for you, not the lenders or estate agents. From first contact to getting the keys to your new home, we'll be with you every step of the way.
Wherever you are - from Sittingbourne and Maidstone to anywhere within easy reach of Kent - you'll always get clear, jargon-free advice and support at every step.
Try our Mortgage Calculator to see what's possible.
Need Mortgage Advice?
We give straight-talking mortgage advice. No jargon, no confusion, just clear options that make sense.
First Time Buyers
Buying your first home is easier when you're prepared. We'll help you understand your options so the process feels clear, smooth and stress-free.
Moving Home
Moving home means selling as well as buying. We'll make sure you're ready, understand the process, and know exactly what to expect along the way.
Remortgages
Looking for a better rate or to free up funds? We'll guide you through your remortgage options and make sure everything is clear.
Shared Ownership
/ Shared Equity
A government scheme might make getting on the ladder easier. We'll explain what's available and help you find the right fit.
Buy to Let
First-time landlords or seasoned investors: we provide expert, whole-of-market advice to ensure your buy to let mortgage fits your plans and portfolio.
Equity Release
& Later Life Lending
Release equity from your home to boost your income, support family, or have fun!
Self-Employed
Mortgages
Being self-employed shouldn't hold you back. Lenders assess income differently; we can help you find a mortgage that works for you.
Adverse Credit
Mortgages
Not everyone's credit history is the same. We'll match your circumstances with lenders who understand.
Secured Loans (Second Charge Mortgages)
Secured Loans and Second charges can be a great way of releasing equity from your property, allowing you to use the funds.
New Build & Self Build
Buying your first home is easier when you're prepared. We'll help you understand your options so the process feels clear, smooth and stress-free.
Commercial Mortgages
Purchasing, expanding or refinancing? We can help secure the funding your business or investment needs.
Specialist Lending
Not every mortgage is straightforward. From unusual properties to complex circumstances, we'll find a lender who understands.
Mortgage Protection
& Insurance
Protect what matters most. We'll help you choose the right cover to keep you, your home, and your family safe.
Power of Attorney
Who decides if you can't? A Power of Attorney lets you appoint someone you trust to manage your affairs if you're unable.
Need more info or want to chat with an impartial, independent mortgage advisor? Contact us now, we're here to make it clear.
The process
From first contact to moving day, here's how we make mortgages simple, clear, and stress-free:
1.
First Contact
Tell us what you want — what you really, really want!
2.
Preparation
The big question: Can I do it? We'll run the numbers so you know exactly where you stand.
3.
Find
If it's a yes, it's time to get moving. Selling up? We'll guide you. Buying? Get out there and find the one!
4.
Application
With advice given and choices made, we'll handle the application and keep everything on track.
5.
Updates
People do what you inspect, not what you expect. We'll keep lenders, estate agents, and solicitors moving — so you don't have to chase.
6.
Completion
Pop the corks and raise a glass — today you get the keys!
And throughout it all, you'll always get clear, independent advice in plain English, with no jargon and no surprises.
News & Blog
Stay tuned, our upcoming blog will bring the latest Mortgage & More news, market updates, & guidance for mortgage brokers, buyers, homeowners, & investors.
Are you ready?
Even if you don't think so, it's worth getting in touch now.
The better prepared you are, the more enjoyable the process — and you might be further along than you realise.
Call us on 01634 235132 or email us at info@mortgageandmore.co.uk.
Phone: 01634 235132
Address: 9 Balas Drive, Sittingbourne, Kent, ME10 5AS
Email: info@mortgageandmore.co.uk
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED AGAINST IT.
THERE MAY BE A FEE FOR MORTGAGE ADVICE, THE PRECISE AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES, OUR TYPICAL FEE IS £395
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Mortgage and More is Authorised and Regulated by the Financial Conduct Authority. The Financial Service Register Number is 651274
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.
Mortgage and More is a Limited Company. Registered Address: Mortgage and More; 9 Balas Drive, Siitingbourne, Kent. ME10 5AS Registered in England and Wales under number 06437752
We always aim to provide a high-quality service to our customers. However, if you encounter any problems, in the first instance please write to the registered address above, email or call Mortgage and More outlining your complaint, if we are unable to resolve this, you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Some calls maybe recorded for training and monitoring purposes.