Power of Attorney Advice

Who Decides What Happens If You Can't?

Life can be unpredictable, & sometimes we lose the ability to make decisions ourselves, due to conditions like dementia or sudden accidents. One in three of us will face these challenges, but many people assume relatives can simply step in. Without legally recognised authority through a lasting power of attorney, even close family members are unable to access your accounts or finances for essential care. This can result in stressful, time-consuming, & costly court applications, just to obtain control.

Establishing a power of attorney ensures your wishes are respected & your chosen representatives have the ability to act on your behalf, avoiding unnecessary complications. At Mortgage & More, our experienced brokers help you understand what's involved, how to set up power of attorney, & support you in appointing the right person to look after your affairs, should the need ever arise.

What Can Power of Attorney Decide?

A lasting power of attorney authorises your chosen attorney(s) to manage matters that are vital to your wellbeing & peace of mind. With our professional guidance at Mortgage & More, you can choose the right type for your situation:

Health & Welfare Lasting Power of Attorney

This lets your attorney make important decisions about your everyday care (like eating, washing, dressing),  medical treatments, moving to a care home, & even life-sustaining interventions. It only applies if you're unable to decide for yourself.

Property & Financial Affairs Lasting Power of Attorney

This gives your attorney authority to look after your bank accounts, pay bills, collect benefits or pensions, & even sell your property, with your agreement. It can be used as soon as it's registered, or when you need it.

Setting up the right lasting power of attorney means those you trust can support your best interests, whenever necessary.

Am I Eligible for Power of Attorney?

Power of attorney services are open to any adult (18 or over) with the mental capacity to decide who they trust to manage their affairs. Whether you're planning ahead for age, health issues, or unexpected circumstances, it's never too early, or too late, to seek professional advice.

Maybe you're a first-time organiser, someone with complex financial arrangements, or a family member wanting clarity, the experienced, specialist team at Mortgage & More can assist you at every stage.

We provide thorough guidance on how to set up power of attorney, what documents you'll need, & what responsibilities are involved for attorneys. Our service is always jargon-free, regulated, & tailored to your individual needs, ensuring the process is accessible & clear for everyone.