mortgage guides

Guides from Mortgage & More

Welcome to our Mortgage Guides, created by the Mortgage & More team. If you're about to make decisions about your next mortgage, or even thinking about your first, we know just how daunting it can seem. That's why we offer straightforward, easy mortgage advice, using no jargon & a friendly approach that opens up the entire process. We're committed to making you feel secure, informed, & ready to make confident choices.

As an experienced mortgage broker in Kent, our aim is to give you access to the best mortgage tips, so the path ahead feels stress-free & approachable. On this page, you'll find everything you need to know about mortgages, explained simply, honestly, & always with your interests at heart.

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Selection of Mortgage Guides

Dive into our handpicked collection of mortgage guides, all put together by our family-friendly advisors at Mortgage & More. Whether you're buying your first home, planning to move, or investing in property, our guides address the questions you're most likely to have, always in language you can understand.

 

Budget Planning 

Managing your money is the first step towards owning your own home. Our guide to budget planning helps you work out how much mortgage you can afford, with practical steps to plan your finances month by month. We strip away the confusion & lay out simple ways to make savings, helping you achieve your goals sooner.

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The House Buying Process  ​

Buying a house is a big step, & the process can seem overwhelming. That's why we offer a complete walkthrough, from thinking about what you need right up to getting the keys. This no jargon mortgage guide covers all the stages, so you always know what's coming next.
 

Remortgaging Process 

Thinking of changing your mortgage? Our guide to remortgaging explained covers why & when it's a smart idea, & how remortgaging could save you money. We provide clear information about what to expect, ensuring you're comfortable each step of the way.

Improving Your Credit Score  ​

A stronger credit score means more choice & better mortgage deals. Our tips for improving your credit score go beyond the basics, offering practical ways for first-time buyers & experienced movers alike to enhance your creditworthiness quickly & effectively.

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Debt Management  ​

Worried about debt dragging you down? Our debt management guide goes through the best ways to deal with debts, balance your monthly bills, & free up money for your mortgage application. It's all about offering easy-to-follow, stress-free mortgage advice, helping you get your finances in top shape.

What is a HMO?  ​

Are you interested in properties with multiple tenants? Our HMO (House in Multiple Occupation) guide clarifies the rules & benefits for landlords & investors, tackling everything you need to know in plain English.

 

Limited Company Buy To Let  ​

If you're thinking about buy-to-let as an investment, our guide designed for limited companies helps you understand the process. We explain how the lending works, what's different about the application, & how to make the most of your property investment in Kent & beyond.

Jargon Buster  ​

If you're thinking about buy-to-let as an investment, our guide designed for limited companies helps you understand the process. We explain how the lending works, what's different about the application, & how to make the most of your property investment in Kent & beyond.

 

 

 

Reach out to our team for more expert advice

For more on any topic, including what is a fixed rate mortgage or further easy mortgage advice, explore our comprehensive mortgage guides or contact Mortgage & More for friendly, no-obligation advice.

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Need Straightforward Mortgage Advice?

Let Mortgage & More help you with no jargon mortgage tips for beginners & full support from start to finish. Whether you're in Maidstone or anywhere across the UK, we're here to take the stress out of your mortgage journey. Contact us now for advice you can trust & service you'll recommend.

Just call us on 01634 235132 or email info@mortgageandmore.co.uk to speak to an advisor today.

 


 

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED AGAINST IT. 
THERE MAY BE A FEE FOR MORTGAGE ADVICE, THE PRECISE AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES, OUR TYPICAL FEE IS £395 

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Mortgage and More is Authorised and Regulated by the Financial Conduct Authority. The Financial Service Register Number is 651274

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.

Mortgage and More is a Limited Company. Registered Address: Mortgage and More; 9 Balas Drive, Siitingbourne, Kent. ME10 5AS Registered in England and Wales under number 06437752

We always aim to provide a high-quality service to our customers. However, if you encounter any problems, in the first instance please write to the registered address above, email or call Mortgage and More outlining your complaint, if we are unable to resolve this, you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Some calls maybe recorded for training and monitoring purposes.